The interest paid on home loans secured by your property’s value is often tax-deductible, including home equity loans or HELOCs. The IRS requires that loan funds must be used to buy, build, or improve the home they secure for interest to be deductible. You can write off interest on up to $750,000 in qualifying residential loans. When you refinance a current mortgage, you replace the existing loan with a new loan. If you have enough equity in your home, it’s possible to get a refinance for more than you owe and then receive a portion of the difference in cash.

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdWallet’s review process evaluates and rates personal loan products from more than 35 technology companies and financial institutions. We collect over 50 data points from each lender and cross-check company websites, earnings reports and other public documents to confirm product details.

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Her expertise spans across various sectors, with a notable focus on home improvement. Anderson says that rock-bottom interest rates also make home improvements more attractive. And he says that in unsettling times, spending on one’s home can be a comforting investment.

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The tiling underfoot complements white zellige tile walls, natural wood accents, and a green marble kitchen island. Use large slabs of stone on your waterfall island to modernize your kitchen remodel. Leanne Ford Interiors updated this 1970s Pittsburgh kitchen with contrasting marble slabs in heavily veined white and black to striking effect, creating a minimal space that is high on drama with a minimum of decor. Match your countertops and backsplash in the same slab marble and finish it off with a matching wall-to-wall display shelf for a sleek modern look, like this New York City kitchen from Sissy + Marley Interior Design. This approach will make a large kitchen feel airy or make a smaller one feel more spacious. Kristin Hohenadel has written on design for publications including the New York Times, Interior Design, Slate, Fast Company, and the international editions of Elle Decor.